A friend about to turn 40 years old sent me this question –

“What is the main/biggest thing you wish you knew about money before you were 40?”

I thought about it and came up with the following answer:

Stop worrying; it all works out.

Since I’m now in my sixties and have gone from homeless to poverty to filing bankruptcy to sleepless nights and more, only to end up living the life of one of the rich and famous, I’d say that all my worrying didn’t help at all.

Worry is a belief. It’s trained behavior. Most of us think if we worry, we will whip ourselves into doing something. But worry doesn’t stimulate right action. It stimulates more worry. And from a Law of Attraction view, worry begets worry.

Think about it: Under the feeling of worry are fear based thoughts, such as “What if this doesn’t work out?”, “What if my car is repossessed?”, “What if I lose my job and then…and then…and…!?!”

Those thoughts will create a reality that matches them.

Those thoughts will lead to desperate behaviors, and cause you to ignore more prosperous opportunities.

Those thoughts will create the same old scenario.

As I’ve said many times, you will easily attract what you fear or what you love, because both are strong emotions packed with high voltage energy.

It’s wiser to focus on what you love rather than on what you loathe.

Come from faith rather than fear.

Come from prosperity rather than panic.

Said another way –

Watch which thoughts you feed. If you think lack and limitation but pray for peace and prosperity, you are like a farmer who plants strawberries but prays for tomatoes.

I’ve learned that I need to work but not worry.

Trusting work, faithful work, passionate work.

But no worry work.

Using worry and fear to motivate yourself is a fool’s game. It doesn’t help.

Had I known this fact of life before the age of 40, I would have been happier and slept better, and probably reached success sooner.

In short, keep working, stop worrying.

My friend also asked —

“What single factor/knowledge/idea would you say was the most influential in being financially free and successful?”

Again, I meditated on the question and came up with this answer —

Definitive course on attracting money

Definitive course on attracting money

Realize money can come from multiple avenues.

For decades I thought money would only come to me from my writing. I couldn’t see any other way. While I continued to labor at day jobs I hated, just to survive, I also continued to write and submit my work to publishers. My entire focus was on money coming from writing.

I couldn’t see the bigger pie.

I couldn’t see the world of infinite possibilities.

I couldn’t even imagine it.

When I began to expand my mind, through books and audios I borrowed from the library, and allowed money to come to me in new and even surprising ways, my income increased.

For example, I began to speak in public.

That was a huge undertaking for me because my natural inclination at the time was to be a book nerd and live in the library. Public speaking was terrifying. Even traumatizing.

But I did it as it introduced a new way to receive money. Either I would get paid to speak or I spoke for free but sold my books in the back of the room. It worked.

I did more than speak, too.

I also tried publishing my first book as a correspondence course. This got my mind to relax the restraint that published writing meant having a publisher. It didn’t. I could take a book, break it into lessons, and sell it as a course.

I tried it once with a classified ad. (This was long before the Internet.)

It failed.

But a decade later, when I tried the same thing online, it became a major income stream for me. It led to my creating e-classes, and attracting tens of thousands of dollars (and a BMW Z3, which was a big deal for me at the time) as a result.

Learning to expand my mind about how money could come to me also led to recording audios.

The legendary publicist and dog lover, Paul Hartunian, told me how easy it was to make audio programs in my home. I listened to this wonderful mentor and acted.

I bought a cheap cassette player, put pillows under the window and door cracks, and recorded a marketing program in my bedroom. Most of it was based on what I learned from researching P.T. Barnum, and writing a book about his business secrets, titled There’s A Customer Born Every Minute.

I sold that home made program for $500 a copy. It later became my first Nightingale-Conant program, called The Power of Outrageous Marketing.

And that, of course, led to me creating numerous audio programs for Nightingale, and becoming one of their best selling authors ever.

My mind expanding didn’t stop there.

All the self-study I had put into becoming a writer meant I had skills most others didn’t have.

Bob Bly taught me (through his books and later with snail mail letters he was kind enough to write to me) to be a copywriter. That lead to a nice income writing sales letters, ads, and more (eventually even writing sales copy for Jerry and Esther Hicks, of Abraham fame).

As I continued to expand my mind, I learned about direct mail marketing.

I borrowed a little money from my parents, rented a mailing list, and sent out a sales letter I had hypnotically written about a new software program. (To show you how long ago this was, the program was DOS based and came on a floppy disk).

It worked.

I still remember opening my post office box and seeing an order for the software. I felt like I had won the lottery.

I also wrote a book about my own invented form of copywriting, had it bound at Kinkos, and sold it at my talks. That self-published manual later became my first e-book, thanks to Mark Joyner, which led to a long series of profit attracting digital products.

It changed my life forever.

It’s still famous today, in print and as an e-book, titled Hypnotic Writing.

And all of this was long before I was ever invited to be in the hit movie The Secret, which of course also changed my life forever, as it shot me into global notoriety and led to numerous unexpected opportunities.

I could go on, but you get the point.

My income increased when I didn’t insist that it come to me in a particular way.

Expand your mind to allow money to arrive in other ways.

Money doesn’t have any beliefs about you; you have beliefs about money. It will come to you if you don’t block it or wear blinders when it drives by your home.

To help you stop worrying and expand your mind —

Read books by Catherine Ponder, Arnold Patent, Napoleon Hill, and me.

Read The Power of Impossible Thinking by Yoram Wind and Colin Cook.

Read Create or Die: A Manifesto for Fearless Creators Everywhere by Dr. Morgan Giddings.

Listen to audio programs from Nightingale-Conant, from Tony Robbins, Brian Tracy, Mark Victor Hanson, and me.

Listen to The Secret to Attracting Money by Joe Vitale.

Of course, you still have to follow your passion, take inspired action, maintain your character and your health, but the above will get you going in the right direction to attract more money.

Happy New Year!

Expect Miracles!

Ao Akua,


NOTE:  If you are truly panicking because the bills have piled up, you’re out of work, and you see no end in sight, remember that there are numerous resources available to help you. Yes, take care of your mindset, but also call for help when you need it. The back of my book, Attract Money Now, has a resource section. It’s free right here.

PS – The fastest way to expand your mind is with the help of your own Miracles Coach. Check out Miracles Coaching.

Member BBB 2003 - 2015

Member BBB 2003 - 2015


  1. January 1, 2015 at 9:06 am

    Happy New Year Joe!

    THIS IS WONDERFUL STUFF! You are too kind and thanks so much for more value! It is much appreciated.


  2. Alfija-Reply
    January 1, 2015 at 9:17 am

    Happy New Year! Joe, I love you!I have read many of your books. I gave them to my friends to read. Your books are doing magic.I love you!Have a good 2015!

  3. January 1, 2015 at 9:36 am

    Thank You!!! Mr. Vitale! Dare something worthy
    I Love!
    I’m sorry!
    Please Forgive me!
    Thank You!

  4. January 1, 2015 at 9:39 am

    Oh yea Mr. Vital would you ever put Secert to attracting Money on mp3!

  5. January 1, 2015 at 10:16 am

    Thank you Joe for sharing this information with us, congratulations for your next achievement and for teaching us that everything is possible for everyone.

    Happy New year to you and Nerissa. May this 2015 bring you more miracles, health, love and miracles!

  6. January 1, 2015 at 10:20 am

    As always, Joe, you have over-delivered. And I have benefited from you generosity over and over again.
    Quick story.. One day by daughter, Cati, was creating some art for me to adorn on the walls in my apartment. I told her about how I had just learned about what good worry has in life (absolutely none), so she created a “Hakuna Matata” pic for me, leaving out the “no worries” line of course. So now, several time a day, I can look up and see “Hakuna Matata.. problem free philosophy”. Aren’t kids great?

    To Your Peace and Prosperity,

    David H. Paul
    the Follow Your Bliss guy

  7. Sharon-Reply
    January 1, 2015 at 10:26 am

    This article has really been an inspiration to me. Thank you so much!

  8. Jessica-Reply
    January 1, 2015 at 10:39 am

    Thankyou Joe! te quiero mucho 🙂

    (and if you don´t saw on twitter…..i want to say yo; Happy Bday!!! May God give you the desires of your heart. Blessings from your amigos in Mexico…..

    We love you!!!!!!!!!!!

  9. olwen anderson-Reply
    January 1, 2015 at 1:01 pm

    Spot on, as usual. Thank you Joe. Hope 2015 is a wonderful year for you.

  10. January 1, 2015 at 2:40 pm

    Thankyou! Great work Mr Fire!When did you speak in Italian language?Have a good 2015!

  11. Lynn-Reply
    January 1, 2015 at 3:36 pm

    Thank you so much Joe! I enjoy and try to read all the emails that I get from you! As usual Great Stuff! I am currently going through the Secret Reflection! I can already tell that things are really starting to shift!
    I want to personally ‘Thank You’ for creating so many wonderful things for those of us that have been struggling! We have been living paycheck to paycheck, but Now I KNOW that it doesn’t have to be that way and that things are changing! I know that 2015 is going to be Great!

  12. Mary-Reply
    January 1, 2015 at 7:12 pm

    Thanks for this post Joe,

    I think it is what I am supposed to hear, especially since my 40th birthday is coming up.

    Right now, and for a while now, I am baffled.

    I’ve known of The Law of Attraction for quite a while, and currently things don’t look so great,
    and I am having trouble with not feeling worried etc., as well as having faith etc.

    A few years ago I was in a mess with money, way late on rent, unemployed etc.,
    and decided that’s it, and since that decision a few years ago,
    I have literally worked every day since, with a few exceptions (like 2-3 days).

    It wasn’t from a place of thinking that hard work is the answer,
    but from great enthusiasm for what I was doing, excitement, passion,
    and a constant drive to succeed and thrive.

    I had many great insights along the way, the latest ones from Joseph Murphy,
    though there are tons of teachers who have inspired me.

    Things kept improving for the first few years, as I deposited 6 figures in the bank the last 3 years,
    this past year I don’t know how much, but I think well over 1/4 million (before expenses),
    much of it coming from well over 1 million in sales online.

    I even opened a B&M business.

    Well, 1-2 months ago, things slowed way down in some areas, and bottom line is rent was due today,
    and I wouldn’t have had it (landlord didn’t come by).

    That alone absolutely amazes me, when I think about it, with all the information I have taken over the years,
    nearly 20 years of passionate study in self help/psychology/religion etc.

    I am in touch, associated with and even partnered with millionaires, and here I am worried about rent.

    I don’t very often share publicly about this sort of thing anymore (I used to post pretty often on LOA type sites,
    funny since talking less seemed to be helping me personally.

    But the reason I am posting now is simply because I just finished listening to Neville Goddard’s video
    on YouTube ‘Imaginal Acts Become Facts’, and it crossed my mind to post,
    as that was also after a couple meditations and prayer sessions, and I have also been asking God/The Universe,
    for answers, insights, anything really, a feeling, idea, or even if I am off track with what I want for my life,
    and I have had few answers come that I am consciously aware of, and for some reason I felt a feeling
    that I should post here, and so here I am.

    I hope everyone reading this finds the answers and experiences they are hoping for,
    including myself.

    Happy New Year everyone,


  13. January 1, 2015 at 7:42 pm

    Hi Joe,

    Great blog! You just keep getting better and better. Love your story.
    Happy New Year!

  14. January 1, 2015 at 8:12 pm

    Thank you very much Dr.Joe. This message came in at the right moment before i could go deeper into worriness! You have just convinced me worry is worst than useless.

    Thank you once again.
    Wish you Happy and Blessed New Year. God Bless You Always.

  15. John-Reply
    January 1, 2015 at 9:42 pm

    Hi Joe

    Thanks for this post

    Its very insightful

    You mentioned that you “attracted” a Z3 BMW

    Would love to hear that story….would you write it for us on your blog?


  16. Paul-Andre Mondesir-Reply
    January 1, 2015 at 10:04 pm

    I think you have a divine mission. Your are helping the Plan of The Source. You are a pure manifestation of the principle of complete sharing which is the pillar of the era of Aquarius.
    I am learning from different of your instruments of teaching and want to manifest my gratitude to this channel you represent.

    Thank you so much and have the perfect 2015 you deserve.

  17. January 8, 2015 at 4:58 pm

    Hello Joe!

    Thank you for sharing your wonderful thoughts and stories. I find myself inspired, uplifted, and empowered after reading your posts! I know 2015 will be a great year for you!

    My 2015 is looking very exciting. I felt inspired to take a big jump and launch my own new project to help people successfully use the Law of Attraction.

    It is a custom whiteboard that encourages people to figure out what they really want, and practice daily visualization and positive thinking to actually achieve it.

    I call it the DreamBoard.

    I would love to hear what you think about it.

    Please check it out here on Kickstarter:


    Any feedback would be appreciated!

    Thank you, Wishing you all the best.

    Eric Santagada

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